MoneyPanda
MoneyPanda
MoneyPanda
MoneyPanda
MoneyPanda

Calculators

Services

Specialized plans to build credit fast.

Claim your free credit reports.

Get your free credit reports.

Fix your credit.

Settle your debts.

Get your credit-builder loan.

Get a hardship loan.

PANDA

MONEY

Take the Quiz

30 Seconds to Complete

  • We've helped customers reduce over $2 Billion in debt!

    Excellent

    4.9 out of 5
    MoneyPanda
  • Customer's reduce their debt by 60% on average.

    MoneyPanda
  • Get matched with AADR-Certified companies.

    MoneyPanda
  • We've helped customers reduce over $2 Billion in debt!

    Excellent

    4.9 out of 5
    MoneyPanda
  • Customer's reduce their debt by 60% on average.

    MoneyPanda
  • Get matched with AADR-Certified companies.

    MoneyPanda
Create your free account
Money
Panda
FAST
SECURE
AFFORDABLE
FREE 3B REPORTS IN SECONDS
Create your free account
Money
Panda
FAST
SECURE
AFFORDABLE
FREE 3B REPORTS IN SECONDS
Create your free account
Money
Panda
FAST
SECURE
AFFORDABLE
FREE 3B REPORTS IN SECONDS

How it works

How it works

How it works

Your Personal Financial Roadmap

Unlike traditional debt settlement companies that lower your debt at the expense of your credit, Money Panda offers a smarter solution. We negotiate a reduced balance and then cover the difference with a hardship loan, consolidating everything into one small, manageable payment. Our process is designed to protect and repair your credit both during and after settlement, ensuring you build a stronger financial future with every step.
Unlike traditional debt settlement companies that lower your debt at the expense of your credit, Money Panda offers a smarter solution. We negotiate a reduced balance and then cover the difference with a hardship loan, consolidating everything into one small, manageable payment that builds your credit..

Our process is designed to protect and repair your credit both during and after settlement, ensuring you build a stronger financial future with every step.

we only partner with companies certified by the AADR

Only companies certified by the AADR

we only partner with companies certified by the AADR

MoneyPanda
MoneyPanda
MoneyPanda

Step 1

See If You Qualify!

Based on your quiz answers and 3B Credit Report, we match you with tailored financial solutions and connect you with top-rated, AADR-certified debt settlement partners and lenders.

Step 1

See If You Qualify!

Based on your quiz answers and 3B Credit Report, we match you with tailored financial solutions and connect you with top-rated, AADR-certified debt settlement partners and lenders.

Step 1

See If You Qualify!

Based on your quiz answers and 3B Credit Report, we match you with tailored financial solutions and connect you with top-rated, AADR-certified debt settlement partners and lenders.

Step 2

Debt Negotiation

We negotiate directly with your creditors on your behalf. Our experienced team works to settle your debt for approximately 60% of the original amount owed, reducing your overall balance significantly.

Step 2

Debt Negotiation

We negotiate directly with your creditors on your behalf. Our experienced team works to settle your debt for approximately 60% of the original amount owed, reducing your overall balance significantly.

Step 2

Debt Negotiation

We negotiate directly with your creditors on your behalf. Our experienced team works to settle your debt for approximately 60% of the original amount owed, reducing your overall balance significantly.

Step 4

Hardship Loan Funding

Within just a few months, you can secure a hardship loan to pay off your reduced, settled amount—helping you move forward with just one easy payment that also builds your credit.

Step 4

Hardship Loan Funding

Within just a few months, you can secure a hardship loan to pay off your reduced, settled amount—helping you move forward with just one easy payment that also builds your credit.

Step 4

Hardship Loan Funding

Within just a few months, you can secure a hardship loan to pay off your reduced, settled amount—helping you move forward with just one easy payment that also builds your credit.

Step 3

Credit Restoration

Your team of attorneys work diligently to restore your credit using consumer law, and other solutions like METRO-2 Compliance.

Step 3

Credit Restoration

Your team of attorneys work diligently to restore your credit using consumer law, and other solutions like METRO-2 Compliance.

Step 3

Credit Restoration

Your team of attorneys work diligently to restore your credit using consumer law, and other solutions like METRO-2 Compliance.

Fix & Boost Your Credit

Fix & Boost Your Credit

Personalized Credit Analysis

Personalized Credit Analysis

Personalized Credit Analysis

Advanced METRO 2 Tools

Advanced METRO 2 Tools

Advanced METRO 2 Tools

Proven Repair Strategies

Proven Repair Strategies

Proven Repair Strategies

Step-by-Step Guidance

Step-by-Step Guidance

Step-by-Step Guidance

Ongoing Monitoring

Ongoing Monitoring

Ongoing Monitoring

Maximize Your Tax Savings

Accurate Tax Filings

Accurate Tax Filings

Accurate Tax Filings

Expert Tax Consultation

Expert Tax Consultation

Expert Tax Consultation

Efficient Back Tax Resolution

Efficient Back Tax Resolution

Efficient Back Tax Resolution

IRS Compliance & Representation

IRS Compliance & Representation

IRS Compliance & Representation

Reliable Audit Supportroject members

Reliable Audit Supportroject members

Reliable Audit Supportroject members

Get Funded With Low Rates

Get Funded With Low Rates

Customized Loan Matching

Customized Loan Matching

Customized Loan Matching

Competitive Rates

Competitive Rates

Competitive Rates

Flexible Terms

Flexible Terms

Flexible Terms

Streamlined Applications

Streamlined Applications

Streamlined Applications

Hardship Loans for Poor Credit

Hardship Loans for Poor Credit

Hardship Loans for Poor Credit

AADR-Certified

AADR-Certified

Reduce & Settle Your Debts!

AADR-Certified Partners

AADR-Certified Partners

Comprehensive Debt Review

Comprehensive Debt Review

Tailored Settlement Plans

Tailored Settlement Plans

Attorney-Based Debt Validation

Attorney-Based Debt Validation

Reduce Debt By 40%

Reduce Debt By 40%

AADR-Certified

Reduce & Settle Your Debts!

AADR-Certified Partners

Comprehensive Debt Review

Tailored Settlement Plans

Attorney-Based Debt Validation

Reduce Debt By 40%

Start For Free!

Getting started is easy. Regardless of your financial situation, you can begin your journey to financial freedom at no cost. Click "Start for Free" to unlock personalized solutions and take the first step toward a brighter future.

We've made it incredibly simple to get financial help!

Trusted & Certified Partners

We work exclusively with AADR-certified debt settlement companies and top financial professionals. This means you receive reliable, compliant, and ethical guidance every step of the way.

EXCEPTIONAL FEATURES

EXCEPTIONAL FEATURES

What makes us exceptional?

At MoneyPanda, we blend professional expertise with a friendly, down-to-earth approach to guide you on your journey to financial freedom. Here’s what sets us apart

Personalized Financial Solutions

Whether it's debt resolution, credit restoration, funding, or tax support, we tailor our recommendations to match your exact situation.

Comprehensive Credit Insights

With our free 3B credit report, you gain a clear, complete picture of your credit landscape—identifying which accounts need attention and how much funding you can access.

End-to-End Support

From the moment you take our quiz to securing the right solutions for settlement or funding, our dedicated team is by your side. We guide you through every step!

Secure

Budget Analysis

Tax Advisor

Start For Free

Free Consultation

Free Credit Report

Expert Insight

FINANCE ELEVATION

Become debt-free without hurting your credit with MoneyPanda.

Unlock your financial potential with MoneyPanda. We provide personalized tools and insights to elevate your financial journey.

Personalized Financial Solutions

Whether it's debt resolution, credit restoration, funding, or tax support, we tailor our recommendations to match your exact situation.

Comprehensive Credit Insights

With our free 3B credit report, you gain a clear, complete picture of your credit landscape—identifying which accounts need attention and how much funding you can access.

End-to-End Support

From the moment you take our quiz to securing the right solutions for settlement or funding, our dedicated team is by your side. We guide you through every step!

Secure

Budget Analysis

Tax Advisor

Start For Free

Free Consultation

Free Credit Report

Expert Insight

FINANCE ELEVATION

Become debt-free without hurting your credit with MoneyPanda.

Unlock your financial potential with MoneyPanda. We provide personalized tools and insights to elevate your financial journey.

  • "I was drowning in credit card debt and felt completely overwhelmed. MoneyPanda connected me with AADR-certified debt resolution experts who not only helped reduce my debt but also walked me through every step with genuine care. Now, I feel hopeful about my financial future!"
    Sarah P.

    Atlanta, GA

  • "Thanks to MoneyPanda’s personalized credit restoration service, my credit score has seen a dramatic improvement. Their blend of advanced tools and real, honest advice made the entire process simple and stress-free. I couldn’t be happier with the results."
    Jessica P.

    Houston, TX

  • "MoneyPanda’s unique quiz helped me uncover exactly what I needed to get my finances back on track. Their friendly approach and expert guidance turned a daunting situation into a manageable plan for debt recovery and credit repair. I finally feel in control!"
    Wiliam K.

    Chicago, IL

  • "When I needed a loan to grow my small business, MoneyPanda was there to help. Their clear, straightforward advice matched me with lending options that perfectly met my needs. It was refreshing to work with a team that makes complex financial decisions feel so approachable."
    Emily S.

    Manhattan, NY

  • "I was skeptical about online financial services, but MoneyPanda changed my perspective entirely. Their friendly team and proven methods took the stress out of dealing with debt and credit issues. From start to finish, everything was handled with professionalism and care."
    David L

    Seattle, WA

  • "Tax season used to fill me with anxiety until I discovered MoneyPanda’s expert tax services. Their reliable, compliant guidance helped me sort out my filings and navigate audits with ease. I now feel much more confident and prepared for the future."
    Michelle W.

    San Francisco, CA

WE'VE GOT YOU COVERED

Frequently Asked Questions

What is MoneyPanda, and how can it help me?
How does the MoneyPanda quiz work?
What is the 3B credit report, and why do I need it?
What kind of support can I expect throughout the process?

WE'VE GOT YOU COVERED

Frequently Asked Questions

What is MoneyPanda, and how can it help me?
How does the MoneyPanda quiz work?
What is the 3B credit report, and why do I need it?
What kind of support can I expect throughout the process?
More than 30,000+ people have used MoneyPanda!
  • "I was drowning in credit card debt and felt completely overwhelmed. MoneyPanda connected me with AADR-certified debt resolution experts who not only helped reduce my debt but also walked me through every step with genuine care. Now, I feel hopeful about my financial future!"
    Sarah P.

    Atlanta, GA

  • "Thanks to MoneyPanda’s personalized credit restoration service, my credit score has seen a dramatic improvement. Their blend of advanced tools and real, honest advice made the entire process simple and stress-free. I couldn’t be happier with the results."
    Jessica P.

    Houston, TX

  • "MoneyPanda’s unique quiz helped me uncover exactly what I needed to get my finances back on track. Their friendly approach and expert guidance turned a daunting situation into a manageable plan for debt recovery and credit repair. I finally feel in control!"
    Wiliam K.

    Chicago, IL

  • "When I needed a loan to grow my small business, MoneyPanda was there to help. Their clear, straightforward advice matched me with lending options that perfectly met my needs. It was refreshing to work with a team that makes complex financial decisions feel so approachable."
    Emily S.

    Manhattan, NY

  • "I was skeptical about online financial services, but MoneyPanda changed my perspective entirely. Their friendly team and proven methods took the stress out of dealing with debt and credit issues. From start to finish, everything was handled with professionalism and care."
    David L

    Seattle, WA

  • "Tax season used to fill me with anxiety until I discovered MoneyPanda’s expert tax services. Their reliable, compliant guidance helped me sort out my filings and navigate audits with ease. I now feel much more confident and prepared for the future."
    Michelle W.

    San Francisco, CA

  • "I was drowning in credit card debt and felt completely overwhelmed. MoneyPanda connected me with AADR-certified debt resolution experts who not only helped reduce my debt but also walked me through every step with genuine care. Now, I feel hopeful about my financial future!"
    Sarah P.

    Atlanta, GA

  • "Thanks to MoneyPanda’s personalized credit restoration service, my credit score has seen a dramatic improvement. Their blend of advanced tools and real, honest advice made the entire process simple and stress-free. I couldn’t be happier with the results."
    Jessica P.

    Houston, TX

  • "MoneyPanda’s unique quiz helped me uncover exactly what I needed to get my finances back on track. Their friendly approach and expert guidance turned a daunting situation into a manageable plan for debt recovery and credit repair. I finally feel in control!"
    Wiliam K.

    Chicago, IL

  • "When I needed a loan to grow my small business, MoneyPanda was there to help. Their clear, straightforward advice matched me with lending options that perfectly met my needs. It was refreshing to work with a team that makes complex financial decisions feel so approachable."
    Emily S.

    Manhattan, NY

  • "I was skeptical about online financial services, but MoneyPanda changed my perspective entirely. Their friendly team and proven methods took the stress out of dealing with debt and credit issues. From start to finish, everything was handled with professionalism and care."
    David L

    Seattle, WA

  • "Tax season used to fill me with anxiety until I discovered MoneyPanda’s expert tax services. Their reliable, compliant guidance helped me sort out my filings and navigate audits with ease. I now feel much more confident and prepared for the future."
    Michelle W.

    San Francisco, CA

WE'VE GOT YOU COVERED

WE'VE GOT YOU COVERED

Frequently Asked Questions

What is MoneyPanda, and how can it help me?
How does the MoneyPanda quiz work?
What is the 3B credit report, and why do I need it?
What kind of support can I expect throughout the process?
What is MoneyPanda, and how can it help me?
How does the MoneyPanda quiz work?
What is the 3B credit report, and why do I need it?
What kind of support can I expect throughout the process?

FINANCE ELEVATION

Become debt-free without hurting your credit with MoneyPanda.

Unlock your financial potential with MonePanda. We provide personalized tools and insights to elevate your financial journey.

FINANCE ELEVATION

Become debt-free without hurting your credit with MoneyPanda.

Unlock your financial potential with MonePanda. We provide personalized tools and insights to elevate your financial journey.

FINANCE ELEVATION

Become debt-free without hurting your credit with MoneyPanda.

Unlock your financial potential with MonePanda. We provide personalized tools and insights to elevate your financial journey.

MoneyPanda

Calculators

Services

All Loans & Eligibility Disclosures
All loans available through MoneyPanda LLC are made by lenders in our network and are subject to eligibility criteria and review of creditworthiness and history. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please contact a MoneyPanda representative for further details. Repayment periods range from 24 to 60 months. The range of APRs on loans is 6.25% to a maximum of 35.99%. The APR calculation includes all applicable fees, including the loan origination fee. For example, a four-year, $18,000 loan with an interest rate of 18.134% and a corresponding APR of 21.08% would have an estimated monthly payment of $528.79 and a total cost payable of $8,281.48.
NMLS #2122655

Debt Relief Disclaimer
Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. Our service is not available in all states, and our fees may vary by state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services may adversely affect your creditworthiness, may subject you to collections or lawsuits by creditors or collectors, and may increase your outstanding account balances due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest.
C.P.D. Reg. No. T.S.12-03825

Debt Consolidation Program Disclaimer
All settlement and lending products offered by MoneyPanda LLC are executed exclusively through AADR-certified debt settlement companies. Our clients who make all monthly program payments pay approximately 55% of their enrolled debt upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of enrollment and range from 15% to 25%. Programs typically range from 24 to 48 months. On average, clients must save approximately 40% to 50% of each debt balance due from an enrolled creditor before a bona fide settlement offer is made. Typically, clients receive their first settlement within 4 to 6 months of enrollment and subsequent settlements approximately every 3 to 6 months thereafter. Not all clients complete the program. Estimates are based on prior results and may not reflect your individual outcome. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. The program is not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit, and you may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase due to accrued fees and interest. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, except for funds earned by MoneyPanda LLC or fees paid to third-party service providers, as applicable. Certain types of debts and certain creditors are not eligible for enrollment. Testimonials reflect individual opinions and may not be representative of all experiences. Clients who successfully complete the program realize approximate savings of 46% before fees, or 25% including our fees, over a period of 12 to 48 months. All claims are based on enrolled debts; not all debts are eligible for enrollment, and not all clients complete the program for various reasons, including their ability to save sufficient funds. Estimates are based on prior results and specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Please consult with a tax professional regarding tax consequences and with a bankruptcy attorney for bankruptcy advice. Read and understand all program materials prior to enrollment, including any potential adverse impact on your credit rating.

Recorded Calls Notice
Please note that all calls may be recorded or monitored for quality assurance and training purposes.

IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT
To help the government combat terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record identifying information from each person who opens an account. When you open an account, you will be asked for your name, address, date of birth, and other identifying details. You may also be required to provide a driver's license or other official identification. Failure to provide all required documentation may result in our being unable to establish a customer relationship with you.

Cookie Notice
This website uses "cookies" to enhance your browsing experience and for marketing and tracking purposes. By continuing to browse our site, you consent to our use of cookies. For more information, please see our Terms and Privacy Policy.

Copyright Financia. All right reserved.

MoneyPanda

All Loans & Eligibility Disclosures
All loans available through MoneyPanda LLC are made by lenders in our network and are subject to eligibility criteria and review of creditworthiness and history. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please contact a MoneyPanda representative for further details. Repayment periods range from 24 to 60 months. The range of APRs on loans is 6.25% to a maximum of 35.99%. The APR calculation includes all applicable fees, including the loan origination fee. For example, a four-year, $18,000 loan with an interest rate of 18.134% and a corresponding APR of 21.08% would have an estimated monthly payment of $528.79 and a total cost payable of $8,281.48.
NMLS #2122655

Debt Relief Disclaimer
Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. Our service is not available in all states, and our fees may vary by state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services may adversely affect your creditworthiness, may subject you to collections or lawsuits by creditors or collectors, and may increase your outstanding account balances due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest.
C.P.D. Reg. No. T.S.12-03825

Debt Consolidation Program Disclaimer
All settlement and lending products offered by MoneyPanda LLC are executed exclusively through AADR-certified debt settlement companies. Our clients who make all monthly program payments pay approximately 55% of their enrolled debt upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of enrollment and range from 15% to 25%. Programs typically range from 24 to 48 months. On average, clients must save approximately 40% to 50% of each debt balance due from an enrolled creditor before a bona fide settlement offer is made. Typically, clients receive their first settlement within 4 to 6 months of enrollment and subsequent settlements approximately every 3 to 6 months thereafter. Not all clients complete the program. Estimates are based on prior results and may not reflect your individual outcome. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. The program is not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit, and you may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase due to accrued fees and interest. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, except for funds earned by MoneyPanda LLC or fees paid to third-party service providers, as applicable. Certain types of debts and certain creditors are not eligible for enrollment. Testimonials reflect individual opinions and may not be representative of all experiences. Clients who successfully complete the program realize approximate savings of 46% before fees, or 25% including our fees, over a period of 12 to 48 months. All claims are based on enrolled debts; not all debts are eligible for enrollment, and not all clients complete the program for various reasons, including their ability to save sufficient funds. Estimates are based on prior results and specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Please consult with a tax professional regarding tax consequences and with a bankruptcy attorney for bankruptcy advice. Read and understand all program materials prior to enrollment, including any potential adverse impact on your credit rating.

Recorded Calls Notice
Please note that all calls may be recorded or monitored for quality assurance and training purposes.

IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT
To help the government combat terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record identifying information from each person who opens an account. When you open an account, you will be asked for your name, address, date of birth, and other identifying details. You may also be required to provide a driver's license or other official identification. Failure to provide all required documentation may result in our being unable to establish a customer relationship with you.

Cookie Notice
This website uses "cookies" to enhance your browsing experience and for marketing and tracking purposes. By continuing to browse our site, you consent to our use of cookies. For more information, please see our Terms and Privacy Policy.

Copyright MoneyPanda. All right reserved.

MoneyPanda

Calculators

Services

All Loans & Eligibility Disclosures
All loans available through MoneyPanda LLC are made by lenders in our network and are subject to eligibility criteria and review of creditworthiness and history. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, and credit usage and history. Eligibility for a loan is not guaranteed. Loans are not available to residents of all states – please contact a MoneyPanda representative for further details. Repayment periods range from 24 to 60 months. The range of APRs on loans is 6.25% to a maximum of 35.99%. The APR calculation includes all applicable fees, including the loan origination fee. For example, a four-year, $18,000 loan with an interest rate of 18.134% and a corresponding APR of 21.08% would have an estimated monthly payment of $528.79 and a total cost payable of $8,281.48.
NMLS #2122655

Debt Relief Disclaimer
Our estimates are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. Our service is not available in all states, and our fees may vary by state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of debt settlement services may adversely affect your creditworthiness, may subject you to collections or lawsuits by creditors or collectors, and may increase your outstanding account balances due to the accrual of fees and interest. However, negotiated settlements obtained on your behalf resolve the entire account, including all accrued fees and interest.
C.P.D. Reg. No. T.S.12-03825

Debt Consolidation Program Disclaimer
All settlement and lending products offered by MoneyPanda LLC are executed exclusively through AADR-certified debt settlement companies. Our clients who make all monthly program payments pay approximately 55% of their enrolled debt upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of enrollment and range from 15% to 25%. Programs typically range from 24 to 48 months. On average, clients must save approximately 40% to 50% of each debt balance due from an enrolled creditor before a bona fide settlement offer is made. Typically, clients receive their first settlement within 4 to 6 months of enrollment and subsequent settlements approximately every 3 to 6 months thereafter. Not all clients complete the program. Estimates are based on prior results and may not reflect your individual outcome. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume consumer debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, legal advice, or credit repair services. The program is not available in all states; fees may vary by state. The use of debt consolidation services may adversely affect your credit, and you may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase due to accrued fees and interest. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, except for funds earned by MoneyPanda LLC or fees paid to third-party service providers, as applicable. Certain types of debts and certain creditors are not eligible for enrollment. Testimonials reflect individual opinions and may not be representative of all experiences. Clients who successfully complete the program realize approximate savings of 46% before fees, or 25% including our fees, over a period of 12 to 48 months. All claims are based on enrolled debts; not all debts are eligible for enrollment, and not all clients complete the program for various reasons, including their ability to save sufficient funds. Estimates are based on prior results and specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. Please consult with a tax professional regarding tax consequences and with a bankruptcy attorney for bankruptcy advice. Read and understand all program materials prior to enrollment, including any potential adverse impact on your credit rating.

Recorded Calls Notice
Please note that all calls may be recorded or monitored for quality assurance and training purposes.

IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT
To help the government combat terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record identifying information from each person who opens an account. When you open an account, you will be asked for your name, address, date of birth, and other identifying details. You may also be required to provide a driver's license or other official identification. Failure to provide all required documentation may result in our being unable to establish a customer relationship with you.

Cookie Notice
This website uses "cookies" to enhance your browsing experience and for marketing and tracking purposes. By continuing to browse our site, you consent to our use of cookies. For more information, please see our Terms and Privacy Policy.

Copyright MoneyPanda. All right reserved.